Bluegrass Heritage Insurance Group, LLC is a BBB Accredited Insurance Company in Berea, KY

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Return of PremiumReturn of premium insurance

Many of our Globe Life Family Heritage Division supplemental insurance policies include our flagship Return of Premium Benefit. If you keep your policy in force for a number of years as specified in your policy, and if you pay all your premiums, you will receive all your money back, minus the total amount of claims that have been paid to you. Wouldn’t it be nice if all your insurance worked that way?


In some states, rather than a Return of Premium Benefit, the policies contain a Cash Value Benefit. Please contact a Bluegrass Heritage Insurance Group representative for complete details.


Not all products are available in all states, and where available, benefits will vary. Please contact a Bluegrass Heritage representative for cost and complete details.

Our services include but are not limited to:

Cancer Insurance

Heart Attack and Stroke

Hospital Confinement

Intensive Care

Life Insurance


Contact us now for a Quick Quotation on Coverage.