Bluegrass Heritage Insurance Group, LLC is a BBB Accredited Insurance Company in Berea, KY

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Return of Premium/Cash Value

Bluegrass Heritage Insurance Group

Return of premium insurance

Many of our Globe Life Family Heritage Division supplemental insurance policies include our flagship Return of Premium Benefit. If you keep your policy in force for a number of years as specified in your policy, and if you pay all your premiums, you will receive all your money back, minus the total amount of claims that have been paid to you. Wouldn’t it be nice if all your insurance worked that way?


In some states, rather than a Return of Premium Benefit, the policies contain a Cash Value Benefit. Please contact a Bluegrass Heritage Insurance Group representative for complete details.


“I am glad to say that I just received my return of premium check from Family Heritage for nearly $8,500! Which is a good thing, because that means we didn’t have to use the policy during the past 20 years, & we have been cancer FREE! Unfortunately, I cannot say that for many of my other relatives and friends!”  Vincent, Ohio $8,450.50

Not all products are available in all states, and where available, benefits will vary. Please contact a Bluegrass Heritage Insurance Group representative for cost and complete details.


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